Some of the best 1099 software for payers offers features that make 1099 e-filing easier, faster, and compliant with the IRS reporting rules.
With features such as deadline reminders, bulk uploads, CF/SF filing, recipient delivery, and TIN matching for 1099 compliance, these software providers are offering more for less.
Essential Features to Look For
While choosing the best 1099 eFile provider, there are a few core features you should look for that are essential for easy 1099 filing:
- Cover a variety of IRS forms, including 1099s (NEC, MISC, INT, DIV, R, K), 941, W-2, 1095s, 3921/3922, 5498, as well as form corrections.
- Easy uploads through CSV/Excel, bulk import, integrations, or API connections.
- Built-in tools like TIN check, W-9 collection, USPS address verification, IRS-compliant eDelivery, flagging redundant data, and guided corrections.
- Handles CF/SF and direct state 1099 filing where needed.
- Strong security with SOC 2 standards, MFA, encryption, and role-based access.
- Recipient copy distribution by e-delivery (with consent) or print-mail, plus self-service access.
- Keeps records of forms submitted and audit trails for at least 3 to 4 years (3 years without backup withholding, 4 years if backup withholding was imposed).
Top 5 Form 1099 Service Providers
We have reviewed the leading 1099 eFiling providers and identified the top 5 offering best-in-class features and competitive pricing.
1. 1099Online.com
1099Online is an affordable, easy-to-use cloud-based 1099 filing software that lets you prepare, validate, and e-file all 1099 forms, including 1099-NEC, 1099-MISC, 1099-INT, and 1099-R, in minutes. It offers professional-grade features with transparent pricing to help you avoid costly IRS penalties while saving time and money.
Why It Stands Out:
- Covers all the key 1099 forms
- Supports easy and fast bulk data imports
- Offers recipient e-delivery plus print-and-mail
- Supports CF/SF state filing
- Simple form correction workflows
- Bulk discount rates for tax professionals and large filers
Best for:
- Payers who have limited exceptions and require human support
- Small teams filing once a year with minimal and manual setup.
- Organizations needing prior-year corrections or reprints.
- Filers who want a reliable portal for preparing and sending 1099s.
Pricing
- 1000+ forms: $0.69 per form
- 151-1000 forms: $1.25 per form
- 41-150 forms: $1.99 per form
- 11-50 forms: $2.49 per form
- 1-10 forms: $3.49 per form
2. Tax1099.com
Tax1099 is a comprehensive IRS-approved e-filing platform that simplifies IRS compliance for businesses of all sizes. It is a strong fit for any business that requires comprehensive 1099 e-filing, bulk TIN checks, advanced integrations, state filing support, and automation-ready workflows on a single platform.
Why It Stands Out:
- Supports 1099s, as well as ACA, W-2s, & more.
- Import data via CSV/Excel uploads or an accounting platform
- Automated data validation, including bulk TIN verification and USPS Address Validation
- Covers CF/SF and direct state 1099 filings.
- Control access permissions for seamless workflow management
- Recipient delivery through a secure portal or print and mail.
Best for:
- Enterprises, SMBs, and CPA firms looking for automated W-9 collection, TIN checks, and e-filing on one platform.
- Payers who require multiple import options and robust data validation.
Pricing
- 1000+ forms: Custom pricing
- 501 to 1000 forms: $0.68 each
- 151 to 500 forms: $1.31 per form
- 21 to 150 forms: $2.30 per form
- First 20 forms: $2.99 per form
3. 1099Pro.com
1099Pro is an IRS-compliant 1099 cloud e-filing solution designed for enterprises that handle high volumes of 1099 filing. This platform offers strict compliance and internal controls. They also offer Windows desktop software and a service bureau that handles print, mail, and e-filing for your business.
Why It Stands Out:
- Available as a desktop or cloud with role-based controls
- Scales for high volumes through REST/SOAP APIs and bulk imports
- Covers complex state rules with CF/SF support
- Offers an optional service bureau to manage heavy filing seasons
- Offers a full informational return filing suite, including postal mailing, online access portals, and address validation.
- 24/7 AI Tax assistance for guided eFiling
Best For:
- Enterprises that juggle multiple EINs and state filings
- Regulated sectors that need strong controls
- Teams that need custom workflows and integrations
Pricing: As low as $0.68 per form
- E-file only: Starting at $499/Year
- E-File + Print & Mail: Starting at $684/Year
- E-File, Print & Mail + eDelivery: Starting at $714/Year
- Enterprise: Custom Pricing
4. 1099Express.com
1099Express is a suite of software products that covers most tax reporting requirements for the IRS and SSA. This 1099 filing tool has been built for teams that want a quick and easy setup. The desktop program gets installed on Windows, so you can get started fast. It is ideal for processing all year-end 1099 series forms quickly without the need for complex integrations.
Why It Stands Out:
- Quick and easy installation with CSV/Excel uploads
- Offers trial downloads to test importing, data entry, and printing before purchase
- Streamlined step-by-step form filing and validation workflow
- Easy to set up and use for seasonal teams
Best For:
- Moderate to high filing needs
- Seasonal teams who want fast and simple year-end filing
- Teams without IT support who prefer CSV imports.
Pricing:
- 1 user license: $199
- 2 user license: $258
- 3 user license: $317
- 4 user license: $376
5. FileYourTaxes.com
FileYourTaxes is a family-owned 1099 e-filing company with 30 years of experience helping individuals and small businesses with e-filing. It was one of the first participants in the IRS online-filing pilots. The platform helps users with federal and state filings by providing a clear step-by-step filing workflow, error checks, and a quick e-file submission process.
Why It Stands Out:
- Manual entry or CSV uploads with on-screen built-in validation.
- Mailing options plus access to past-year filing records.
- Offers on-call support available.
- Simple and easy-to-use interface.
Best For:
- Payers who want personal tax filing support.
- Small teams working with manual data or spreadsheets.
- Filers who want a no-frills and reliable Form 1099 software provider.
Pricing:
- 1 to 4 forms: Free
- 5 to 12 forms: $35
- 13 to 25 forms: $67
- 26 to 99 forms: $67 + $2.50 per form over 25
- 100+ forms: $250 + $2.00 per form over 99
4 Step Plan to Choose The Best 1099 Software
Follow this simple 4-step plan to evaluate, test, and launch the best 1099 software for payers.
Step 1: Narrow down the options
- Select 2 to 3 providers that offer all the essential features that you require for your 1099 filings.
- Create a test filing scenario by filing different 1099 forms and state forms to check the filing workflow.
Step 2: Test & Explore
- Upload the test file and check if the software correctly applies thresholds and provides box-by-box guidance.
- Run a mock correction test to see how easy it is to fix mistakes after filing.
- Check if TIN matching and review acknowledgment receipts are working properly.
Step 3: Configure Security & Roles
- Enable multi-factor authentication (MFA) for account protection.
- Assign roles such as preparer/reviewer/approver.
- Set up multi-EIN access.
Step 4: Go Live
- File a small batch first to confirm that the IRS has accepted the filing.
- Once confirmed working, process your full volume of forms.
FAQs
1. Is e-filing necessary?
According to IRS rules, if a payer has 10 or more information returns (encompassing all form types) to submit, e-filing is mandatory.
2. Which dates should the service provider track?
Providers should generally track January 31 for most recipient statements and all Form 1099-NEC filings (IRS and recipient copy), February 28 for most paper IRS filings, and March 31 for most eFilings with the IRS. Remember, deadlines may vary by form, so always refer to the latest IRS guidance.
3. What payment thresholds trigger filing?
Different forms have different thresholds. Most forms have a minimum threshold of $600. For example, Form 1099-NEC: $600; Form 1099-MISC: generally $600, but $10 for royalties; Form 1099-INT: $10; Form 1099-DIV: $10.
4. Can the software help avoid wrong boxes or forms?
Yes, a good e-filing software should offer step-by-step box filing guide to avoid reporting in the wrong boxes.
5. How are state filings handled?
Select a provider that supports CF/SF and direct state e-file, with updated schemas.
6. How long should records be kept?
Maintain acknowledgments, W‑9s, and filed forms for at least 3 to 4 years according to IRS guidelines.
Smart Businesses Don’t Guess With 1099s. They Use 1099Online.