Some of the best 1099 software for payers offer features that make e-filing 1099s easier, faster, and compliant with IRS reporting rules.
With features such as deadline reminders, bulk uploads, CF/SF filing, recipient delivery, and TIN matching for 1099 compliance, Form 1099 software providers are offering more for less.
In this guide, we’ll highlight the five leading Form 1099 software providers, who they suit, and what makes each stand out.
Essential Features of Form 1099 Service Providers
When payers choose 1099 e-file providers, there are a few core features that are essential for seamless 1099 filing:
- Covers a variety of forms, including NEC, MISC, INT, DIV, R, K, 3921/3922, 5498, as well as form corrections.
- Easy uploads through CSV/Excel, bulk import, SFTP, or API connections.
- Built-in tools like TIN check, W-9 collection, address checks, flagging redundant data, and guided corrections.
- Handles CF/SF and direct state 1099 filing where needed.
- Strong security with SOC 2 standards, MFA, encryption, and role-based access.
- Delivers forms by e-delivery (with consent) or print-mail, plus self-service access.
- Keeps acknowledgments of forms submitted and audit trails for 3–4 years.
Top 5 Form 1099 Service Providers
Here are 5 of the best 1099 software for payers:
1. 1099Online.com
1099Online is an affordable, easy-to-use 1099 filing software built to help businesses e-file 1099s quickly and share copies with recipients.
Why It Stands Out:
- Covers all the key 1099 forms.
- Supports easy and fast CSV/Excel imports
- Offers recipient e-delivery plus optional print-and-mail.
- Supports CF/SF state filing
- Simple correction workflows.
- Pay-per-form pricing for smaller volumes.
Best for:
- Payers who have limited exceptions and require human support
- Small teams filing once a year with minimal and manual setup.
- Organizations needing prior-year corrections or reprints.
- Filers who want a reliable portal for preparing and sending 1099s.
2. Tax1099.com
Tax1099 is a strong fit for businesses of all sizes that require comprehensive 1099 filing, bulk TIN checks, advanced integrations, and automation-ready workflows.
Why It Stands Out:
- Supports nearly all 1099s, as well as ACA, W2s, & more.
- Import data via CSV/Excel, QuickBooks, Xero, NetSuite, SFTP, or API.
- Features tools like TIN match, W-9 collection, USPS address validation, and duplicate form detection.
- Covers CF/SF and direct state 1099 filings.
- Recipient delivery through a secure platform or print-mail.
- Solid security measures with documented support hours.
Best for:
- Payers who need a single dashboard with multiple import options and data robust validation.
- Medium to large CPA firms, accounting teams, HOAs, fintechs, lenders, or community banks.
- Teams seeking automation for W-9 collection, TIN checks, and e-filing.
3. 1099Pro.com
1099Pro is an enterprise cloud solution designed for enterprises that handle high volumes of 1099 filing. This platform offers strict compliance and internal controls.
Why It Stands Out:
- Available as a desktop or cloud with role-based controls.
- Scales for high volumes through REST/SOAP APIs and bulk imports.
- Covers complex state rules with CF/SF support.
- Offers an optional service bureau to manage heavy filing seasons.
Best For:
- Enterprises that juggle multiple EINs and state filings.
- Regulated sectors that need strong controls
- Teams that need custom workflows and integrations.
4. 1099Express.com
1099Express is a simple 1099 filing tool built for teams that require a quick and easy setup. It is ideal for processing all year-end 1099 series forms quickly without the need for complex integrations.
Why It Stands Out:
- Quick and easy installation with CSV/Excel uploads.
- Streamlined step-by-step form filing and validation workflow.
- Easy to set up and use for seasonal teams
Best For:
- Small businesses or nonprofits with low to moderate filing needs.
- Seasonal users who want simple year-end filing.
- Teams without IT support who prefer CSV imports.
- First-time filers
5. FileYourTaxes.com
FileYourTaxes is an online filing service built for individuals and small businesses. It helps users with federal and state filings by providing clear step-by-step instructions, error checks, and a quick e-file submission process.
Why It Stands Out:
- Manual entry or CSV uploads with on-screen built-in validation.
- Mailing options plus access to past-year filing records.
- Offers on-call support available.
- Simple and easy-to-use interface.
Best For:
- Payers who want personal tax filing support.
- Small teams working with manual data or spreadsheets.
- Filers who want a no-frills and reliable Form 1099 software provider.
4 Step Plan to Choose The Best 1099 Software
Follow this simple 4-step plan to evaluate, test, and launch the best 1099 software for payers.
Step 1: Narrow down the options
- Select 2 to 3 providers that offer all the essential features that you require for your 1099 filings.
- Create a test filing scenario by filing different 1099 forms and state forms to check the filing workflow.
Step 2: Test & Explore
- Upload the test file and check if the software correctly applies thresholds and provides box-by-box guidance.
- Run a mock correction test to see how easy it is to fix mistakes after filing.
- Check if TIN matching and review acknowledgment receipts are working properly.
Step 3: Configure Security & Roles
- Enable multi-factor authentication (MFA) for account protection.
- Assign roles such as preparer/reviewer/approver.
- Set up multi-EIN access.
Step 4: Go Live
- File a small batch first to confirm that the IRS has accepted your filing.
- Once confirmed working, process your full volume of forms.
FAQs
1. Is e-filing necessary?
According to IRS rules, if a payer has 10 or more information returns (encompassing all form types) to submit, e-filing is mandatory.
2. Which dates should the service provider track?
The software should send reminders to you to send recipient copies and e-file by Jan 31 and March 31, respectively.
3. What payment thresholds trigger filing?
Different forms have different thresholds. Most forms have a minimum threshold of $600.
4. Can the software help avoid wrong boxes or forms?
Yes, a good e-filing software should offer step-by-step box filing guide to avoid reporting in the wrong boxes.
5. How are state filings handled?
Select a provider that supports CF/SF and direct state e-file, with updated schemas.
6. How long should records be kept?
Maintain acknowledgments, W‑9s, and filed forms for at least 3 to 4 years according to IRS guidelines.