Top 5 Form 1099 Software Providers 2026

Some of the best 1099 software for payers offers features that make 1099 e-filing easier, faster, and compliant with the IRS reporting rules.

With features such as deadline reminders, bulk uploads, CF/SF filing, recipient delivery, and TIN matching for 1099 compliance, these software providers are offering more for less.

Essential Features to Look For

While choosing the best 1099 eFile provider, there are a few core features you should look for that are essential for easy 1099 filing:

• Cover a variety of IRS forms, including 1099s (NEC, MISC, INT, DIV, R, K), 941, W-2, 1095s, 3921/3922, 5498, as well as form corrections.
• Easy uploads through CSV/Excel, bulk import, integrations, or API connections.
• Built-in tools like TIN check, W-9 collection, USPS address verification, IRS-compliant eDelivery, flagging redundant data, and guided corrections.
• Handles CF/SF and direct state 1099 filing where needed.
• Strong security with SOC 2 standards, MFA, encryption, and role-based access.
• Recipient copy distribution by e-delivery (with consent) or print-mail, plus self-service access.
• Keeps records of forms submitted and audit trails for at least 3 to 4 years (3 years without backup withholding, 4 years if backup withholding was imposed).

Top 5 Form 1099 Service Providers

We have reviewed the leading 1099 eFiling providers and identified the top 5 offering best-in-class features and competitive pricing.

1. 1099Online.com

1099Online is an affordable, easy-to-use cloud-based 1099 filing software that lets you prepare, validate, and e-file all 1099 forms, including 1099-NEC, 1099-MISC, 1099-INT, and 1099-R, in minutes. It offers professional-grade features with transparent pricing to help you avoid costly IRS penalties while saving time and money.

Why It Stands Out:

• Covers all the key 1099 forms
• Supports easy and fast bulk data imports
• Offers recipient e-delivery plus print-and-mail
• Supports CF/SF state filing
• Simple form correction workflows
• Bulk discount rates for tax professionals and large filers

Best for:

• Payers who have limited exceptions and require human support
• Small teams filing once a year with minimal and manual setup.
• Organizations needing prior-year corrections or reprints.
• Filers who want a reliable portal for preparing and sending 1099s.

Pricing

• 1000+ forms: $0.69 per form
• 151-1000 forms: $1.25 per form
• 41-150 forms: $1.99 per form
• 11-50 forms: $2.49 per form
• 1-10 forms: $3.49 per form

2. Tax1099.com

Tax1099 is a comprehensive IRS-approved e-filing platform that simplifies IRS compliance for businesses of all sizes. It is a strong fit for any business that requires comprehensive 1099 e-filing, bulk TIN checks, advanced integrations, state filing support, and automation-ready workflows on a single platform.

Why It Stands Out:

• Supports 1099s, as well as ACA, W-2s, & more.
• Import data via CSV/Excel uploads or an accounting platform
• Automated data validation, including bulk TIN verification and USPS Address Validation
• Covers CF/SF and direct state 1099 filings.
• Control access permissions for seamless workflow management
• Recipient delivery through a secure portal or print and mail.

Best for:

• Enterprises, SMBs, and CPA firms looking for automated W-9 collection, TIN checks, and e-filing on one platform.
• Payers who require multiple import options and robust data validation.

Pricing

• 1000+ forms: Custom pricing
• 501 to 1000 forms: $0.68 each
• 151 to 500 forms: $1.31 per form
• 21 to 150 forms: $2.30 per form
• First 20 forms: $2.99 per form

3. 1099Pro.com

1099Pro is an IRS-compliant 1099 cloud e-filing solution designed for enterprises that handle high volumes of 1099 filing. This platform offers strict compliance and internal controls. They also offer Windows desktop software and a service bureau that handles print, mail, and e-filing for your business.

Why It Stands Out:

• Available as a desktop or cloud with role-based controls
• Scales for high volumes through REST/SOAP APIs and bulk imports
• Covers complex state rules with CF/SF support
• Offers an optional service bureau to manage heavy filing seasons
• Offers a full informational return filing suite, including postal mailing, online access portals, and address validation.
• 24/7 AI Tax assistance for guided eFiling

Best For:

• Enterprises that juggle multiple EINs and state filings
• Regulated sectors that need strong controls
• Teams that need custom workflows and integrations

Pricing: As low as $0.68 per form

• E-file only: Starting at $499/Year
• E-File + Print & Mail: Starting at $684/Year
• E-File, Print & Mail + eDelivery: Starting at $714/Year
• Enterprise: Custom Pricing

4. 1099Express.com

1099Express is a suite of software products that covers most tax reporting requirements for the IRS and SSA. This 1099 filing tool has been built for teams that want a quick and easy setup. The desktop program gets installed on Windows, so you can get started fast. It is ideal for processing all year-end 1099 series forms quickly without the need for complex integrations.

Why It Stands Out:

• Quick and easy installation with CSV/Excel uploads
• Offers trial downloads to test importing, data entry, and printing before purchase
• Streamlined step-by-step form filing and validation workflow
• Easy to set up and use for seasonal teams

Best For:

• Moderate to high filing needs
• Seasonal teams who want fast and simple year-end filing
• Teams without IT support who prefer CSV imports.

Pricing:

• 1 user license: $199
• 2 user license: $258
• 3 user license: $317
• 4 user license: $376

5. FileYourTaxes.com

FileYourTaxes is a family-owned 1099 e-filing company with 30 years of experience helping individuals and small businesses with e-filing. It was one of the first participants in the IRS online-filing pilots. The platform helps users with federal and state filings by providing a clear step-by-step filing workflow, error checks, and a quick e-file submission process.

Why It Stands Out:

• Manual entry or CSV uploads with on-screen built-in validation.
• Mailing options plus access to past-year filing records.
• Offers on-call support available.
• Simple and easy-to-use interface.

Best For:

• Payers who want personal tax filing support.
• Small teams working with manual data or spreadsheets.
• Filers who want a no-frills and reliable Form 1099 software provider.

Pricing:

• 1 to 4 forms: Free
• 5 to 12 forms: $35
• 13 to 25 forms: $67
• 26 to 99 forms: $67 + $2.50 per form over 25
• 100+ forms: $250 + $2.00 per form over 99

4 Step Plan to Choose The Best 1099 Software

Follow this simple 4-step plan to evaluate, test, and launch the best 1099 software for payers.

Step 1: Narrow down the options

• Select 2 to 3 providers that offer all the essential features that you require for your 1099 filings.
• Create a test filing scenario by filing different 1099 forms and state forms to check the filing workflow.

Step 2: Test & Explore

• Upload the test file and check if the software correctly applies thresholds and provides box-by-box guidance.
• Run a mock correction test to see how easy it is to fix mistakes after filing.
• Check if TIN matching and review acknowledgment receipts are working properly.

Step 3: Configure Security & Roles

• Enable multi-factor authentication (MFA) for account protection.
• Assign roles such as preparer/reviewer/approver.
• Set up multi-EIN access.

Step 4: Go Live

• File a small batch first to confirm that the IRS has accepted the filing.
• Once confirmed working, process your full volume of forms.

FAQs

1. Is e-filing necessary?

According to IRS rules, if a payer has 10 or more information returns (encompassing all form types) to submit, e-filing is mandatory.

2. Which dates should the service provider track?

The software should send reminders to you to send recipient copies and e-file by Jan 31 and March 31, respectively. Note that Form 1099-NEC must be filed by February 2, 2026 (considering the next business day as January 31 falls on a weekend).

3. What payment thresholds trigger filing?

Different forms have different thresholds. Most forms have a minimum threshold of $600. For example, Form 1099-NEC: $600; Form 1099-MISC: generally $600, but $10 for royalties; Form 1099-INT: $10; Form 1099-DIV: $10.

4. Can the software help avoid wrong boxes or forms?

Yes, a good e-filing software should offer step-by-step box filing guide to avoid reporting in the wrong boxes.

5. How are state filings handled?

Select a provider that supports CF/SF and direct state e-file, with updated schemas.

6. How long should records be kept?

Maintain acknowledgments, W‑9s, and filed forms for at least 3 to 4 years according to IRS guidelines.