Filing Form 1099-NEC by the deadline is essential for small businesses to avoid IRS fines and keep vendor details up to date. Most business owners today want transparent pricing, simple spreadsheet uploads, and smooth transmission to the IRS and delivery to the recipients. Since the IRS requires payers to e-file if they submit 10 or more information returns in a calendar year (calculated by aggregating all information returns, regardless of form type), even smaller firms need a dependable 1099-NEC e-filing solution. This listicle reviews the top platforms that offer 1099-NEC filing for small businesses.
1. 1099Online
1099Online is ideal for small and mid-sized businesses that require an easy, cost-effective 1099-NEC filing software, designed for seamless e-filing that follows the current IRS IRIS standards (which require a valid IRIS Transmitter Control Code (TCC)). It has no confusing add-ons—just a clean workflow for filing, reviewing, and delivering 1099 forms. The platform enables quick data imports from Excel/CSV files, integrated data checks to prevent rejections, and multiple delivery options.
| Pros | Cons |
|---|---|
| Budget-friendly pricing for smaller filing needs ($3.49 per form for 1–10 forms; volume tiers apply and can go as low as $0.69 at very high volumes) | Interface can feel slower on very large batches |
| Step-by-step guidance with easy data matching | Lacks direct integration with platforms like QuickBooks or ERP systems |
| Quick batch upload from Excel or CSV files | — |
| Different ways to send forms (online, PDF, or mailed copies) | — |
| An integrated verification system that helps cut down on filing errors | — |
| Works well for one or multiple Employer Identification Numbers (EINs) | — |
2. Tax1099
Businesses (both small- and mid-sized and enterprise-level) seeking 1099 filing solutions that offer a modern, all-in-one platform should consider Tax1099 for seamless Form 1099-NEC e-filing in bulk. Besides, Tax1099 supports a wide range of forms, including 1099s, W-2s, and 1042-S. Payers can easily upload data from Excel or CSV files, connect via SFTP or API, as well as integrate with accounting software like QuickBooks, Xero, and NetSuite. The platform instantly checks TINs and allows vendors to submit W-9 forms electronically. It supports state filings, including CF/SF where applicable, and direct state filing when required. With the Essential plan (pay-as-you-go), filing starts at $2.99 per form for up to 20 forms—prices drop in tiered steps as volume increases.
| Pros | Cons |
|---|---|
| Allows filing of more than 40 different forms | First-time users may find the interface complex |
| Easy connection with major accounting software | Small businesses might find the features more than they actually need |
| Cuts mistakes by instantly verifying TINs and online W-9 submissions | — |
| Automates regular or large filings through SFTP or API connections | — |
| Maintains secure records with audit logs, permission levels, and multi-factor authentication | — |
3. Avalara 1099 & W-9 (formerly Track1099)
Avalara 1099 & W-9 is a fairly user-friendly 1099 e-filing tool, allowing payers to link their accounting software, such as QuickBooks, Bill.com, NetSuite, or Xero. One can automate form uploads, check TINs, and manage filing tasks using its data connection and test setup. It supports federal e-filing and, where needed, direct state submissions. Recipients can view forms through an online portal, with optional postal mailing, and the platform maintains records for a few years to facilitate audits. Avalara 1099 & W-9 (formerly Track1099) now offers pay-as-you-go and annual subscription options, and per-form pricing is shown in-app. For states that require separate filing beyond CF/SF, Avalara offers state e-file for an additional per-form fee (shown in-app).
| Pros | Cons |
|---|---|
| Works well with well-known accounting and AP software | Higher pricing compared to basic tools |
| Using the API, a payer can automate uploads and track filing status | Support is provided more often via email or chat than by phone call |
| The recipient portal allows vendors to view forms and track deliveries | Setting up user roles and data connections can be time-consuming |
| Stores records for some years, which helps with audits | Direct state filing is available for some states, but not all |
| Built into Avalara’s tax platform for easier management | May be less flexible with non-Avalara tools |
4. TaxBandits
TaxBandits is excellent for businesses or accounting firms managing multiple clients, as it provides separate control panels and detailed user permissions. It allows payers to import data manually or automatically using various import tools. IRS and direct state filing are supported, with an in-built form correction process. There’s an optional print-and-mail service to handle form distribution to recipients. Federal 1099 filings start at $2.75 per form for 1–10 forms, and volume pricing drops to $0.80 each at 501–1,000 forms.
| Pros | Cons |
|---|---|
| Useful for filers managing multiple entities or clients | The interface may seem complex to an individual filer |
| Detailed user roles and client separation for better control | State filing may need additional effort |
| Multiple data upload options are available, including SFTP, secure API, CSV, and QuickBooks | Support hours may be limited |
| Includes an error correction process and stores records for audits | Initial setup for multiple clients takes time |
| The optional print-and-mail service saves time and effort | Low-volume filers may not utilize specific features. |
5. Yearli
Yearli is a flexible e-filing tool that scales with your business needs. Supported by Greatland, it offers three plan levels—Core (free, pay per form), Performance ($129-per-year subscription plus filing fees), and Premier ($799 per year with filing fees)—that add features such as state filing, TIN verification, API access, and document archives, with upgrades available. Under the Core plan, each W-2 or 1099 filing costs $6.39 (standard) or $7.67 during peak dates. The payer can upload data from CSV, QuickBooks, Sage/Peachtree, and EDI files. Optional mail delivery by post is also available, with clear processing timelines.
| Pros | Cons |
|---|---|
| Plan levels let you add features as needed | Some features, such as direct state filing and API access, are only available with higher plans |
| Optional postal mail delivery for recipients | Prices may increase with higher volume or additional features |
| Easy to move up to a higher plan when needed | Initial setup can take time for custom data mapping |
| Allows importing from different accounting software | Lower plans offer fewer automation choices |
| Helpful guides and resources for deadlines and filing steps | — |
6. 1099Pro
1099Pro is an online service platform designed for businesses that handle a large volume of 1099s. It can be used on a desktop or in the cloud, allowing you to upload multiple forms at once through a data connection. It manages complex state requirements, such as those in California and Oregon. There’s also an option to outsource filing and form delivery, and it maintains secure records for years, complete with detailed audit reports. 1099Pro pricing begins at $499/year for up to 100 forms with the eFile-only plan. The eFile + Print & Mail option starts at $684/year, while eFile, Print & Mail, and eDelivery start at $714/year. It also offers Enterprise plans with custom pricing.
| Pros | Cons |
|---|---|
| Handles large volumes efficiently | The licensing price can seem high, and the configuration complex for many small or new filers |
| Built to manage complicated state filing rules | The desktop version needs regular upkeep |
| Keeps secure records with detailed reports for audits | Outsourcing can add time and expenses |
| Flexible desktop or cloud setup | Designed for large or frequent filers, so it may be more than small businesses need |
Note: Pricing checked November 2025 and may change.
Note on state filing: Form 1099-NEC participates in the IRS Combined Federal/State Filing (CF/SF) Program via the FIRE system; participating states and requirements vary, and some states still require direct state filing or additional steps.
FAQs
1. Is 1099Online an IRS-approved e-file provider?
The IRS does not publish a public by-name “approved providers” list for IRIS. 1099Online files 1099 forms with the IRS using IRIS with a valid IRIS Transmitter Control Code (TCC) and follows current IRS electronic filing specifications.
2. Can multiple EINs be managed with these tools?
Yes. Most top platforms allow payers to manage multiple EINs under a single account, making it easier to manage multiple business units.
3. How is state filing handled for Form 1099-NEC?
Some platforms participate in the IRS Combined Federal/State Filing (CF/SF) Program through the FIRE system. Form 1099-NEC is included in CF/SF, but participating states and requirements vary, and some states still require direct state filing or additional steps.
4. What happens if the IRS rejects a file?
If the IRS rejects a file, payers need to fix the errors and resubmit electronically—if the original return was required to be e-filed, any corrected returns must also be e-filed, and corrected returns don’t count toward the 10-return threshold. Most platforms allow corrections/resubmissions within the correction window. Fees and steps vary by provider.
5. What is the latest change in the IRS e-file requirement?
Effective for information returns required to be filed on or after January 1, 2024, filers that must file 10 or more information returns in aggregate must e-file; if an original was required to be e-filed, any corresponding correction must also be e-filed.
6. Can providers send recipient copies by post?
Yes, some e-file platforms offer mailing services for recipient copies at additional costs.
The Bottom Line
When looking to pick an e-filing solution, consider factors like the volume of filings, connections with accounting tools, and form delivery methods.
When comparing 1099Online to competitors, the former seems a better option for small and mid-sized firms, offering low costs, easy imports, smart error checks, and flexible form delivery options.
Keep your 1099-NEC filing stress-free and straightforward. Try 1099Online and file like a pro. Begin your e-filing journey today!